Chase Bank,
the consumer and commercial division of JP Morgan Chase, has
a history in the banking business of over two hundred years.
The first predecessor in Chase’s history was The Bank
of The Manhattan Company, formed in 1799. Chase National Bank,
formed in 1877, merged with The Bank of The Manhattan Company
in 1955, and became known as The Chase Manhattan Bank. Many
other companies over the many years played a role in the formation
of Chase Bank’s family tree, to become the huge financial
institution we have today. Acquisitions in the modern day
that led to the company we know now include the gradual mergers,
from 1991 to 2000, of the four largest and oldest financial
institutions in New York City; JP Morgan, Chase Manhattan,
Chemical Bank, and Manufacturers Hanover Corporation. In 2004,
JP Morgan Chase merged with Bank One Corporation, to become
one of the largest banks in the world, and the largest credit
card issuer in the United States. This company is globally
recognized as an innovative leader in financial services.
Chase Credit
Cards:
Chase offers a multitude of credit cards at competitive rates.
No matter what you’re looking for, Chase probably has
a credit card to suit your needs. Many of their credit cards
can be applied for online, and some even give instant decisions,
making the whole process quick and easy. Chase offers numerous
choices in credit cards with no annual fee, 0% introductory
rates, and a variety of generous rewards. You can find a Chase
credit card that will reward you in the way that you want
to be rewarded most. Chase also offers student and business
credit cards, truly covering any need. Let’s look at
a small sampling of Chase Bank’s many choices.
Chase VISA
Platinum Card:
has no annual fee and may offer a 0% introductory rate for
up to a year, depending on your credit history. There are
no rewards, but this card offers free travel services, such
as Auto Rental Collision Damage Waiver and worldwide Travel
Accident Insurance. You also get free online account access.
You may apply on-line and could receive instant an approval
decision, as long as your application has complete information.
Chase Disney
Rewards VISA :
has no annual fee and may offer a 0% introductory rate for
up to a year. Rewards can be earned for everyday purchases
to pay for Disney DVDs and toys, and Disney hotels, restaurants,
and theme parks. You can get 0% financing on selected Disney
vacation packages, with no block out dates. You may apply
on-line, but approval and delivery of the card may take two
to four weeks.
Chase BP VISA
:
is a card with no annual fee, and may offer an introductory
rate as low as 0% for six billing cycles. Purchases can earn
valuable gas rewards. You get double rebates for two months,
5% rebate at participating BP locations, and 1-2% on other
eligible purchases, with no limit on rebates. You can redeem
rebates for BP gift cards or cash. You may apply on-line,
and could receive an instant approval and receive your card
in as little as one to two weeks.
Chase Flexible
Rewards Platinum VISA :
has no annual fee, and you may get a 0% introductory rate
for up to six months. Rewards are flexible, and you can redeem
your points for air travel, car rentals, hotel stays, merchandise,
gift cards for selected merchants, or cash back. You can apply
for this card on-line, but approval and delivery of the card
may take two to four weeks.
Chase Business
Cash Rewards VISA :
has no annual fee, and you may get a 0% introductory rate
for up to six months. You can get up to 5% cash back with
unlimited rewards. Earn points whenever and wherever you want.
Receive quarterly management reports and get extra cards for
your employees. You can apply on-line; please allow two to
four weeks for approval and delivery of the card.
Chase Flexible
Rewards Student Card :
is a MasterCard that has no annual fee, and a 0% introductory
rate for up to six months. Purchases earn points that can
be redeemed for gift certificates or cash. Build your credit
and get rewarded while doing it. You can apply for this card
on-line, and approval and delivery of the card may take two
to four weeks. You may need to provide your school information
when applying for this card.
SeaMiles VISA
Rewards Card :
has no annual fee, and an introductory rate as low as 0% for
up to six billing cycles. Purchases earn one point for every
dollar towards a free cruise with any cruise line, anytime.
No point restrictions, no blackouts, and no fees. You even
get 5000 bonus points after your first purchase. You can apply
for this card on-line, allowing two to four weeks for approval
and card delivery.
The GM Business
Card :
is a MasterCard that has no annual fee, and gives you an introductory
rate as low as 0% for up to a year. This automotive rebate
rewards card gives 3% cash back on purchases for fuel, restaurants,
office supply stores, and authorized General Motors dealers
on parts or service. You get 1% GM Earnings on all other purchases.
No caps on earnings, and no limit on redemptions for eligible
GM vehicles. A financial tool to help you track and manage
your business spending, and gives you the ability to analyze
and manage financial data online. Apply on-line, allow two
to four weeks for approval and to receive your card.
Starbucks Card
Duetto VISA :
has no annual fee and an introductory rate as low as 0% for
six months. This duel purpose card can be used as a reloadable
Starbuck’s card and as a Visa credit card. Qualify for
Starbuck’s rewards and benefits when you use this card.
Apply on-line and expect the approval and delivery process
to take two to four weeks.
Toys ‘R’
Us & Babies ‘R’ Us MasterCard :
has no annual fee, and you may get an introductory rate of
as low as 0% for six months. Earn valuable rewards, gift certificates,
or rebates for the things your child needs. 4 points for every
dollar spent for purchases at Toys ‘R’ Us and
Babies ‘R’ Us stores and 1 point for every dollar
spent on eligible everyday purchases like gas and groceries.
You get a 10% Savings Rewards Certificate with every 1000
points earned, up to two per month. Apply on-line and you
could receive an instant approval. Please allow one to two
weeks for delivery of the card.
Chances are that Chase Bank offers a credit
card that works for you. Finance Globe has further details
about these and many more Chase credit cards, to find a credit
card’s current APR, credit and score recommendations
for each card, and to apply on-line for the card you want.
About the Author: Finance Globe is
a professional contributor of personal finance publications
and
credit card research. All inquiries pertaining to this aricle
should be submitted to them.
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